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Aiming for an 800 plus credit score? It may be possible if you take THESE steps

New Delhi, April 10 -- Aiming for an 800 plus credit score is a good financial goal as it can elevate your profile to the level of 'extra ordinary' people. With this score, you can access best interes... Read More


Kisan credit cards buck the trend, show decline in NPAs. Check details

New Delhi, April 10 -- In the last few years, the share of non-performing assets (NPAs) in Kisan Credit Card (KCC) accounts across various banking sectors has consistently declined, Union Agriculture ... Read More


Credit score below 600: These are 7 key reasons responsible for it

New Delhi, April 9 -- Credit score plays an important role in securing a credit card or raising a personal loan on convenient terms. And when someone's credit score is absymally low i.e., below 600, s... Read More


High credit utilisation: Does it impact your credit score? We explain it here

New Delhi, April 9 -- If you have recently started using a credit card, you must be aware that it has a fixed credit limit and you are not supposed to spend beyond this. Although the limit is typical... Read More


These 5 credit cards provide free subscription to OTT platforms

New Delhi, April 8 -- Getting a credit card offers a number of advantages. Besides the ability to claim 45-day interest free period, credit cards also provide access to a number of features ranging fr... Read More


Why should credit card users avoid paying minimum due instead of entire bill?

New Delhi, April 8 -- At the end of the credit card billing cycle, the credit card company sends you the bill and gives you two weeks to clear it. You would typically have two options at this stage: p... Read More


Personal loans: How does processing fee affect your decision of choosing a banking partner?

New Delhi, April 8 -- When you raise a personal loan, banks tend to charge what are known as processing charges. This is generally a small amount which the borrower has to pay to the lender for proces... Read More


What are welcome gifts that come with credit cards? 5 popular cards which offer them. Check details

New Delhi, April 7 -- Credit card providers often provide special privileges to the first time users to woo them. One of the common privileges which credit cards offer is the welcome gift offered by t... Read More


Personal loans: What is a loan consolidation, and why should you opt for it?

New Delhi, April 5 -- Have you heard of the phenomenon of clearing off a personal loan by raising a fresh one? Or did you ever think of someone contemplating raising a new loan to clear off his myriad... Read More


Average ticket size of credit cards falls 16 percent in H2 2024: Report

New Delhi, April 4 -- In December 2024, total number of credit cards was 108.06 million, a 10.4 percent year-on-year increase as compared to Dec 2023, shows a report by Worldline India. The report fu... Read More